I’m not an economist so most of what I know I picked up over the years, but a lot of people definitely do think about inflation when they think about what to do with their money. Most people I know are aware of the fact that if you just keep your money in your bank account you’re losing money. The point is to then encourage people to invest their money into stuff so they can benefit the economy. The things you mentioned are mostly the consequences of bad economic policies, not necessarily inflation. Whilst they might not exist were it not for inflation, that would bring about other problems as well.