I’m no expert, but it would seem to me if you can make a decision like this with the same casual timeframe you have to avoid something like late fees, there’s probably no urgent reason for you to do it.

In this case, since there’s no urgent need to do any of this, one might ask why the fuck you would even considering doing it? Or why you helped your asshole friend strike first while distracting Iran and the rest of the world? Or why your other asshole friend bombed civilians in Kyiv for 9 hours straight yesterday while everyone was distracted by all the other chaos?

You 3 aren’t planning something nefarious or anything, right?