I’m 36 and have been with my current girlfriend for almost 5 years now - my longest relationship yet. We live together & everything else couply, just not married. I see marriage as unnecessary pressure that has a tendency to put strain on the relationship. Right now if we’re happy together we stay, if we’re not we split. Simple. Marriage complicates it.
Ye, the medical thing concerns me. NZ has a national health record system that let’s you register a primary emergency contact. From everything I’ve read, that, coupled with the fact that we’re in a defacto relationship should be enough to prevent that being an issue. I hope that stays untested