• lmmarsano@lemmynsfw.com
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    1 month ago

    Wouldn’t it be easier to disrupt the system by—I don’t know—something old & boring like ask everyone to clean out/close their bank accounts at the same time to cause a run on banks?

    Where do people come up with these weaker ideas? Trump’s inane actions might disrupt the economy more than these efforts.

        • Olhonestjim@lemmy.world
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          1 month ago

          It was. Is there a good reason why I should be confident that the money will still be there IF I get to retire? Should I expect even to live that long? I feel it’s better invested in a house and land out near the middle of nowhere.

          • lmmarsano@lemmynsfw.com
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            1 month ago

            Tax-free growth, beating inflation, diversification to mitigate risk & lessen volatility (eg, not putting eggs all in 1 basket). Markets always have risk: if you’re really afraid of risk, you can shift to mostly low-risk types of investments (bonds, money market, cash equivalents, etc). Real estate is typically considered riskier.

            Retirement isn’t necessary: qualified distributions (no tax penalty) only require reaching a certain age or any of the many exceptions (including terminal illness). Early distribution with tax penalty is always possible.

            It’s all basic information a certified financial planner or advisor or some articles on the internet can tell you.

      • ripcord@lemmy.world
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        1 month ago

        Yeah, having like <5% of people put off buying stuff for a week isn’t going to do that.

        Unfortunately at this point only something fairly world-changing is going to really do much. And it’s definitely going to get much worse before it gets better. Prepare for it.