It took 10 years, three ex’s, two countries, and living with my mother for a bit, but I finally paid it all off.
Ask me how I feel. The guy who took my final payment on the phone was happier than I was
It took 10 years, three ex’s, two countries, and living with my mother for a bit, but I finally paid it all off.
Ask me how I feel. The guy who took my final payment on the phone was happier than I was
Wow, good tips thank you. I guess I’ll start paying more into my pension. My pension is currently tied to my workplace, and I’ve always been wary of paying into it more just in case I can’t take it with me if I work elsewhere.
Is that the case? Can I take my company pension with me? Or that just stays in the company and I can’t take it with me when I work somewhere else
Most people have standard defined contribution pensions now. You can probably log into some pension companies site and see how much you have in there?
If that’s the case, then it’s your money (locked away u til retirement) that you can move to any pension provider you like.
You can ask your company to pay some of your salary into there - therefore you don’t get taxed on that bit of new salary (they might also match your contribution if you are lucky)
You can also just open a pension with another provider and pay money in. You will (eventually) get a bonis 20/40% tax refund paid in there too.