

Far as I can tell, Neobanks are the best option for less well-off Americans. I personally would go for Wise since it allows for banking through a desktop browser, but Revolut and Neon might be better options if you use smartphones. Neon in particular, since that is part of the EU bloc, uses IBAN Internation Bank Account Number, and is based in Switzerland. Revolut and Wise are based in London.
Mind, I haven’t actually tried signing up for a neobank account as of yet. Do further research for any concerns you have, since I am pretty amateur at this fiscal stuff.
Hopefully the French will also endorse Fedora, Red Hat, and Valve’s SteamOS. Microsoft is a huge security issue, since it isn’t clear whether MS would bend to DOGE’s whims. The NLRB and other aspects of the US government had DOGE set up accounts, which were accessed within 15 minutes by Russia.